Silvergate Mortgage Redding
Mortgage Broker in Redding, CA – Home Loans, Refinancing & Credit Help
Helping Redding residents secure the best FHA, VA, USDA, jumbo, and refinance loans — plus expert credit repair and mortgage readiness coaching.
Your Local Redding Mortgage Experts
At Silvergate Mortgage Redding, we're more than just loan officers — we're your local mortgage partners. From first-time homebuyers to experienced investors, our mission is simple: help you secure the right loan at the best rate, with a process that's clear, fast, and stress-free.
We proudly serve Redding, Anderson, Shasta Lake, Cottonwood, Palo Cedro, Bella Vista, and the surrounding Shasta County area.
Want to explore all our loan programs and tools? Visit our main site at silvergatemtg.com.
Why Choose Silvergate Mortgage Redding
Local Redding Expertise
Deep knowledge of the Redding market with access to nationwide loan options
Fast Pre-Approvals
Quick processing and clear communication throughout your loan journey
Best Rates
Access to multiple lenders ensures you get the most competitive rates available
Personalized Service
Custom loan solutions tailored to your unique financial situation
Expert Team
Friendly, knowledgeable professionals focused on achieving your homeownership goals
Proven Results
Hundreds of satisfied Redding families have trusted us with their home financing
Our Mortgage Services in Redding, CA
FHA Loans in Redding, CA
Affordable, low-down-payment FHA home loans for Redding residents. Perfect for first-time buyers and those with less-than-perfect credit.
- As low as 3.5% down payment
- Flexible credit requirements
- Government-backed security
VA Loans for Veterans in Redding
Zero-down VA home loans for veterans, active-duty service members, and eligible spouses in the Redding area. Competitive rates and flexible terms.
- $0 down payment required
- No private mortgage insurance
- Competitive interest rates
USDA Loans in Redding, CA
No-down-payment USDA loans for eligible buyers in Redding and surrounding rural communities. Low interest and affordable terms.
- 100% financing available
- Low mortgage insurance
- Rural and suburban eligible areas
Jumbo Loans in Redding, CA
Flexible jumbo mortgage options for homebuyers needing loans above conventional limits. Great for high-value properties in and around Redding.
- Loans above conventional limits
- Competitive jumbo rates
- Luxury property financing
First-Time Homebuyer Programs in Redding
Specialized loan options and guidance for first-time buyers. Low down payments, assistance programs, and friendly local expertise.
Mortgage Refinancing in Redding
Lower your rate, shorten your term, or access your home's equity with our refinancing options. Serving Redding homeowners with competitive solutions.
Home Equity Loans in Redding, CA
Tap into your home's value with a fixed-rate home equity loan. Perfect for renovations, debt consolidation, or major expenses.
Mortgage Pre-Approval in Redding, CA
Get pre-approved fast so you can shop with confidence. Our Redding-based team helps you know exactly what you can afford before you start house hunting.
Reverse Mortgages in Redding, CA
Unlock your home's equity for retirement income with a reverse mortgage. Serving Redding seniors and their families with expert guidance.
Apply Now
Start your mortgage application today and get pre-approved quickly with our streamlined process.
Start ApplicationLoan Agency Services
Home Loans
Conventional and government-backed home loans for buyers across Shasta County.
Refinance Loans
Refinancing options to reduce your rate, change your term, or access equity.
Investment Property Loans
Financing solutions for rental and investment properties in Redding.
Credit Counseling Services in Redding, CA
Credit Repair Guidance
Personalized strategies to help improve your credit score, remove inaccuracies, and prepare for mortgage approval in Redding and surrounding areas.
Credit Score Analysis
Detailed review of your credit report to identify strengths, weaknesses, and opportunities to increase your score.
Mortgage Readiness Coaching
One-on-one coaching to help you meet lender requirements, improve your financial profile, and get mortgage-ready.
Looking for complete details on our loan programs and rates?
Visit our full website for in-depth program info, mortgage calculators, and our complete application process.
Visit Full WebsiteProudly Serving
Redding, Anderson, Shasta Lake, Cottonwood, Palo Cedro, Bella Vista, and surrounding Shasta County communities.
Ready to Get Started?
Call us at 530-230-4663 or click below to request your free mortgage consultation today.